Financing · Free
Mortgage & Payment Calculator
Monthly payment, lifetime interest, and a full amortization schedule — with room for property tax, insurance and condo fees so you see the real all-in number.
Home price
Amortization (yrs)
Property tax / yr
Insurance / yr
Condo / HOA fees / mo
All-in monthly payment
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PrincipalInterest
Principal & interest
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Loan amount
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Total interest (life)
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Total of payments
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Balance by year
| Year | Principal paid | Interest paid | Balance |
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Estimate only. Actual payments depend on your lender, compounding method, insured/uninsured status and rate. Canadian mortgages are typically compounded semi-annually; this tool uses simple monthly compounding for clarity. Confirm all figures with your lender or mortgage broker.