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Financing · Free

Mortgage & Payment Calculator

Monthly payment, lifetime interest, and a full amortization schedule — with room for property tax, insurance and condo fees so you see the real all-in number.

Home price
Down payment$100,000 · 20%
Interest rate6.50%
Amortization (yrs)

Property tax / yr
Insurance / yr
Condo / HOA fees / mo
All-in monthly payment
PrincipalInterest
Principal & interest
Loan amount
Total interest (life)
Total of payments

Balance by year

YearPrincipal paidInterest paidBalance

Estimate only. Actual payments depend on your lender, compounding method, insured/uninsured status and rate. Canadian mortgages are typically compounded semi-annually; this tool uses simple monthly compounding for clarity. Confirm all figures with your lender or mortgage broker.