Rental & small commercial · Free

Investment Property Analyzer

Underwrite any rental in seconds — cap rate, cash-on-cash, net operating income and cash flow, plus a 30-year projection with refinance and exit modelling. Nothing leaves your browser until you choose to download.

Cash to close

—

Net Operating Income

—

Annual cash flow

—

Cap rate

—

Cash-on-cash

—

1 · Acquisition & IncomeIncome

Purchase price Closing costs

Renovation Furnishing / other

Down payment25%

Mortgage rate6.5%

Amortization (yrs)

Gross annual rent (potential)

Occupancy / collected95%

Effective gross income—

2 · Operating ExpensesAnnual

Property mgmt (% of income)

= Management fee

—

Utilities Insurance Maintenance Marketing Property tax Other

Total operating expenses—

Net Operating Income—

Debt service / yr—

= Net cash flow—

Future assumptions & refinance

Income growth

Expense growth

Refinance LTV

Selling costs

30-year performance projection

Metric	Yr 1	Yr 2	Yr 3	Yr 5	Yr 10	Yr 20	Yr 30
Appreciation rate	%	%	%	%	%	%	%

For educational and preliminary screening use only. This tool provides estimates based on the numbers you enter and simple assumptions; it is not investment, tax, or lending advice, and it does not guarantee financing or returns. Verify every figure with your own due diligence and licensed professionals before making a decision.